SIMBOLON, Juli Sautman; FITRIAN, Achmad; WIDODO, Gatut Hendro Tri. PERLINDUNGAN HUKUM KONSUMEN KREDIT DALAM SKEMA PENUNDAAN KEWAJIBAN PEMBAYARAN UTANG DI INDONESIA. SINERGI : Jurnal Riset Ilmiah, [S. l.], v. 3, n. 6, p. 1762–1772, 2026. DOI: 10.62335/sinergi.v3i6.2585. Disponível em: https://manggalajournal.org/index.php/SINERGI/article/view/2585.. Acesso em: 21 oct. 2026.